Disclaimer
IMPORTANT: Please read this disclaimer carefully before using any calculators or content on Financial Calculators Hub.
General Information
The information, calculators, tools, and content provided on Financial Calculators Hub (financialcalculatorshub.net) are for educational and informational purposes only. They are intended to help users understand financial concepts and make more informed decisions, but they do not constitute financial, legal, tax, investment, or professional advice of any kind.
Not Financial Advice
Financial Calculators Hub is not a financial advisor, investment advisor, loan broker, or financial planning service. We do not:
- Provide personalized financial advice
- Recommend specific financial products or services
- Endorse any particular lender, bank, or financial institution
- Guarantee the accuracy of calculations for your specific situation
- Make any representations about future financial performance
Calculation Accuracy
Our calculators use standard financial formulas and provide estimates based on the information you provide. However:
- Results are estimates only: Actual loan terms, interest rates, and financial products may vary significantly based on your credit score, lender policies, market conditions, and other factors
- No guarantees: We cannot guarantee that the results will match what you receive from actual lenders or financial institutions
- Input accuracy: The accuracy of results depends entirely on the accuracy of the information you provide
- Market changes: Interest rates, loan terms, and financial products change frequently and may differ from our calculations
No Liability for Financial Decisions
Financial Calculators Hub, its owners, operators, and affiliates are not responsible for any financial decisions you make based on information from this website. This includes, but is not limited to:
- Decisions to take out loans or mortgages
- Investment decisions
- Insurance purchasing decisions
- Savings and retirement planning decisions
- Any other financial decisions
You are solely responsible for your financial decisions and should always consult with qualified professionals before making significant financial commitments.
Professional Advice Recommended
Before making any significant financial decisions, we strongly recommend consulting with:
- Licensed financial advisors for investment and retirement planning
- Loan officers or mortgage brokers for loan and mortgage decisions
- Certified public accountants (CPAs) for tax-related matters
- Insurance agents for insurance needs and coverage
- Attorneys for legal matters related to financial transactions
These professionals can provide personalized advice based on your specific financial situation, goals, and circumstances.
Third-Party Services
Our website may contain links to third-party websites, services, or financial institutions. We do not endorse, guarantee, or assume responsibility for the accuracy, completeness, or usefulness of any information, products, or services offered by third parties. Your interactions with third parties are solely between you and the third party.
No Warranties
Financial Calculators Hub makes no warranties, expressed or implied, regarding:
- The accuracy, completeness, or reliability of any calculations or information
- The suitability of our tools for your specific needs
- The availability or uninterrupted operation of the website
- The absence of errors, viruses, or other harmful components
Limitation of Liability
To the fullest extent permitted by law, Financial Calculators Hub, its owners, operators, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of this website, including but not limited to:
- Financial losses resulting from decisions made based on our calculators
- Errors or omissions in our calculations or content
- Interruptions or unavailability of the website
- Loss of data or information
Use at Your Own Risk
Your use of Financial Calculators Hub and reliance on any information provided is at your own risk. You acknowledge that you have read this disclaimer, understand it, and agree to be bound by its terms.
Updates to Disclaimer
We reserve the right to update this disclaimer at any time. Your continued use of the website after any changes constitutes acceptance of the updated disclaimer.
Contact Us
If you have questions about this disclaimer, please contact us:
- Email: contact@financialcalculatorshub.net
- Website: Contact Form
Summary: Financial Calculators Hub provides educational tools and information only. We are not financial advisors. Always consult with qualified professionals before making financial decisions. See our Terms of Use and Privacy Policy for more information.